Cookie Policy and Usage Information
Introduction to Our Cookie Policy
This policy explains how kouramicovio uses cookies and similar technologies on our website to enhance your browsing experience.
We believe in transparency about how we collect and use data to provide our financial planning services.
Understanding Cookies and Similar Technologies
Cookies are small text files stored on your device when you visit websites, helping us remember your preferences and improve functionality.
These files contain information about your interactions with our website and help personalise your experience during future visits.
For example, cookies remember if you've accepted our terms or which pages you've visited during your session.
How We Use Cookies on Our Website
We categorise our cookies into four main types, each serving specific purposes to enhance your website experience.
Essential Website Functionality
These cookies are required for our website to function properly and cannot be disabled in our systems.
Session management, security features, form submission handling, and basic website navigation functionality.
Enhanced User Experience
These cookies enable enhanced functionality and personalisation features to improve your browsing experience.
Language preferences, region settings, accessibility options, and personalised content delivery based on your interests.
Website Performance Analysis
Analytics cookies help us understand how visitors interact with our website by collecting anonymous usage information.
Page visit tracking, session duration analysis, popular content identification, and website performance monitoring.
Personalised Marketing Content
Marketing cookies track your online activity to help us deliver relevant advertisements and content across different platforms.
Ad personalisation, conversion tracking, remarketing campaigns, and social media integration for content sharing.
Third-Party Cookie Usage
Some cookies on our website are placed by third-party services we use to enhance functionality and analyse performance.
These services include analytics providers, social media platforms, and advertising networks that help us improve our services.
Third-party cookies are governed by the respective companies' privacy policies, which we recommend you review.
Cookie Lifespan and Storage Duration
Different cookies have varying lifespans depending on their purpose and the functionality they provide.
Temporary Session Cookies
Session cookies are automatically deleted when you close your browser and don't store information permanently.
Persistent Storage Cookies
Persistent cookies remain on your device for predetermined periods or until manually deleted, remembering preferences across sessions.
Your Privacy Rights and Cookie Choices
We respect your privacy rights and provide multiple ways to control how cookies are used on our website.
GDPR Privacy Rights
Under GDPR, you have specific rights regarding your personal data and cookie preferences.
- Right to access information about cookies and data processing
- Right to withdraw consent for non-essential cookies at any time
- Right to request deletion of personal data collected through cookies
CCPA Consumer Rights
California residents have additional rights under the California Consumer Privacy Act regarding personal information.
- Right to know what personal information is collected and how it's used
- Right to delete personal information collected through our website
- Right to opt-out of the sale of personal information
LGPD Data Subject Rights
Under Brazil's General Data Protection Law, you have rights regarding personal data processing.
- Right to access and portability of personal data
- Right to correct incomplete or inaccurate personal data
- Right to request deletion of unnecessary personal data
How to Manage Your Cookie Preferences
You have several options for controlling cookies on our website and in your browser settings.
Browser Cookie Controls
Most browsers allow you to view, manage, and delete cookies through their settings menus.
- Google Chrome: Settings > Privacy and Security > Cookies and other site data
- Mozilla Firefox: Options > Privacy & Security > Cookies and Site Data
- Safari: Preferences > Privacy > Manage Website Data
- Microsoft Edge: Settings > Cookies and site permissions > Cookies and site data
Website Cookie Preferences
Use our cookie preference center to customise which types of cookies you allow on our website.
Disabling certain cookies may affect website functionality and your ability to access some features.
Detailed Cookie Information
Below is detailed information about the specific cookies we use on our website.
| Cookie Name | Type | Purpose | Duration |
|---|---|---|---|
| domain_session | Essential | Maintains user session and authentication status | Session only |
| preferences | Functional | Stores user preferences and settings | 12 months |
| analytics_id | Analytics | Tracks anonymous usage statistics | 24 months |
Cookie Policy Updates and Changes
We may update this cookie policy periodically to reflect changes in our practices or applicable regulations.
Material changes will be communicated through website notices or direct contact methods.
Cookie Policy Questions and Inquiries
For questions about our cookie policy or data processing practices, please contact our privacy team using the information provided.
Email Address: contact@kouramicovio.world
Phone Number: +61 8 6365 9885
Business Address: 127 Collins Street, Melbourne VIC 3000
This disclaimer was last updated on September 30, 2025