Welcome to kouramicovio — where personalised financial planning meets ongoing support. Our monthly subscription gives you access to expert consultations, tailored strategies, and the confidence to make smarter money decisions.
Financial planning involves risks and individual circumstances vary significantly.
Comprehensive analysis of your current financial position, identifying opportunities and potential concerns in your money management approach.
Long-term retirement planning discussions covering superannuation optimisation, pension strategies, and future income projections tailored to your lifestyle goals.
Understanding modern approaches to asset allocation and resource distribution, helping you make informed decisions about your financial priorities.
Strategic tax planning discussions to help optimise your tax position while ensuring compliance with Australian taxation requirements.
Comprehensive estate planning consultations covering wills, trusts, and beneficiary planning to protect your family's financial future.
Practical budgeting strategies and cash flow management techniques to maximise your monthly financial efficiency and savings potential.
One comprehensive plan designed to meet all your financial planning needs with ongoing support and consultation access.
Monthly subscription for ongoing financial planning consultations and personalised guidance
Discover the key financial milestones and planning considerations that matter most during this crucial decade of wealth building and life transitions.
Learn how to create a financial plan that supports your family's current needs while building towards long-term security and prosperity.
Explore the fundamentals of retirement planning and discover strategies to build a secure financial future during your golden years.
Your monthly subscription includes one-on-one consultation sessions, personalised financial planning discussions, ongoing support via email, and access to our planning resources. Each session is tailored to your specific circumstances and financial goals.
Most subscribers schedule one comprehensive session per month, though we offer flexibility based on your needs. During busy periods or major life changes, additional consultations can be arranged within your subscription framework.
We focus on financial planning consultations and discussing general strategies rather than specific product recommendations. Our approach helps you understand your options and make informed decisions that align with your circumstances.
Yes, you can cancel your subscription with 30 days' notice. We believe in providing value that makes you want to stay, rather than locking you into lengthy contracts you might regret.
Absolutely. All our financial planners are appropriately licensed and regulated by ASIC, ensuring you receive professional service that meets Australian financial services standards and requirements.
Every consultation is tailored to your unique circumstances, goals, and concerns. No cookie-cutter solutions — just strategies that make sense for your situation.
Financial planning isn't a one-time event. Our subscription model ensures you have consistent access to guidance as your life and circumstances evolve.
Work with qualified, ASIC-licensed financial planners who understand Australian regulations and can provide trustworthy, professional guidance.
No hidden fees, no commission-based sales pressure. Our straightforward monthly subscription means you know exactly what you're paying for quality planning support.
Schedule consultations when it suits you. Whether you prefer morning coffee chats or evening sessions, we work around your busy lifestyle and commitments.
From budgeting and tax planning to retirement strategies and estate considerations, our holistic approach covers all aspects of your financial wellbeing.